Victoria Teachers Limited ABN 44 087 651 769. AFSL/Australian Credit Licence Number 240 960.

In 1972, a group of 48 teachers took the bold step to create a ‘People’s Bank’.

They pooled their individual contribution of $10 into a shoe box and we were born. Our first loan was made to a single mother to cover her rental bond for her family. Today, it is still a ‘People’s Bank’ – one for teachers, nurses and allied health professionals – the people who care.

Like all Australian banks, we are required to meet all the regulatory requirements and deposits are guaranteed by the Australian government under the Financial Claims Scheme.

Being customer-owned allows us to work hard for our customers (we call them Members) - tailoring products and services to help them be all that they are and more. When Members speak, we listen and act. 

We actively invest to support your community. From funding your teaching initiatives, to scholarships and awards for aspiring teachers, nurses and allied health professionals and those who need that extra little help. We've invested more than $1.5 million since 1983. 

“

Fantastic service! My lender made the process seamless and truly cared throughout. Thank you!  Ronald

Don’t just take our word for it. Hear what our customers (Members) have to say.

Important Information

Home Loan Interest Rates effective 26 September 2024. Interest is calculated daily. Interest rates are per annum and are subject to change without notice. Credit criteria applies. 

*Interest rates apply to new lending only.

1. Fees apply to loan establishment and refinance but no ongoing fees once loan is funded.
   
2. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request
3. Offset accounts cannot be linked to fixed rate loans
4. Minimum redraw is $500

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Please review our Financial Services Guide (FSG) and Target Market Determination (TMD) to decide whether this product is right for you.

Not all Home Loans are the same. Let's make your refinance easier and find the right one for you. 

Sometimes you need choices
Not all Home Loans are the same. Let's make your refinance easier and find the right one for you.

6.04

%

p.a.

6.07

%

p.a.

Comparison rate¹

Owner Occupied P&I 
LVR up to 60%^*

Sometimes you need choices

Give your home loan a spring clean. Switch to our Basic Home Loan for a low rate, no ongoing fees¹, and unlimited redraw. Refresh without lifting a box.